Taking action on your credit
is not only possible, we make it easy.
Ever since the Fair Credit Reporting Act made credit repair possible, creditors have been working to make it complicated and difficult. Our 18 years of experience fighting for consumers have helped us develop a vast arsenal of tools and strategies to make things easier for you — the way it should be.
Our Simple Stages
Stage 1: Forward your credit reports.
You will begin by forwarding to us your credit reports from the three major credit bureaus. If you do not have your reports, go to www.annualcreditreport.com. If you have already obtained those free annual reports in the last 12 months, we can help you purchase them instantly. With each monthly cycle, you should receive updated reports from the bureaus. It is important to forward each updated report to us so we can track which questionable items were deleted.
Stage 2: Call our office for the free initial evaluation.
After you have sent us the 3 credit reports, we will evaluate and review your file. Our Director of Operations, will provide you with expert analysis of what is causing you to have poor credit. Every client gets a ONE-ON-ONE, personal evaluation.
Stage 3: Clean Credit works your case.
We begin the dispute process by drawing upon our vast arsenal of credit report repair strategies to challenge questionable items directly with the credit bureaus. Depending on the number of questionable items on your credit reports, this step will be repeated for each subsequent cycle.
Stage 4: Sit back and relax.
The credit bureaus have 30 days to investigate your dispute. After that, they must inform you of their results and send you a copy of your updated report. It usually takes 45 days from the day we send a dispute to the day you receive an updated report. When you receive a response from a bureau, make a copy of the updated report for your records then send the original to Clean Credit. The cycle begins anew, this time with fewer questionable items on your credit reports. We work for 6 cycles for every client!
